SC Still has Almost $200 Million to Help Homeowners Avoid Forecl - WSPA.com

SC Still has Almost $200 Million to Help Homeowners Avoid Foreclosure

Posted: Updated:
Nichole Knitz looks over her home, which she almost lost to foreclosure. Nichole Knitz looks over her home, which she almost lost to foreclosure.

South Carolina has almost $200 million to help homeowners avoid foreclosure, but many homeowners who could use the help either don’t know about the program or haven’t applied.

The program is called SC HELP, and it’s for homeowners who are unemployed, underemployed, or who have had some kind of hardship that has left them behind in paying their mortgage. If a homeowner qualifies, the program will pay his mortgage, up to $36,000 or 24 months.

To qualify, a homeowner cannot be in bankruptcy, and the home cannot be valued at more than $729,750.

Nichole Knitz of Irmo lost her engineering job when the company she worked for down-sized. When she tried to get other jobs to pay her bills, she was overqualified. Then she foreclosure papers.

"Very panicked; no sleep; a lot of depression,” she says. “A lot of different things of: where to go? What am I going to do? Cause there isn't anything. It's like, okay, you start thinking about homelessness, okay? Can I live in my car? Can I live with family members?"

She found out about SC HELP, applied, qualified, and now she doesn’t have to worry about losing her home while she continues looking for a full-time job.

"Totally a sense of relief and be able to focus on trying to get my feet back on the ground and get back on track," she says.

South Carolina got $295 million from the federal government for the program back in 2010, but has spent about $98 million of it, so there’s plenty left for homeowners who qualify.

To apply, you can call 1-855-435-7472 or go to www.SCHELP.gov.

  • Top StoriesTop StoriesMore>>

  • Shots Fired After Armed Robbery At Anderson Store

    Shots Fired After Armed Robbery At Anderson Store

    Friday, April 18 2014 12:29 AM EDT2014-04-18 04:29:11 GMT
    Anderson police are searching for an armed robbery suspect.Anderson police are searching for an armed robbery suspect.
    Anderson police are searching for an armed robbery suspect. According to Lt. David Creamer, the call came in just after 9 p.m. Thursday for shots fired inside and outside the Thomas Food Mart on Tribble Street. Lt. Creamer says the suspect fled on foot.
    Anderson police are searching for an armed robbery suspect. According to Lt. David Creamer, the call came in just after 9 p.m. Thursday for shots fired inside and outside the Thomas Food Mart on Tribble Street. Lt. Creamer says the suspect fled on foot.
  • Stolen Car Found Submerged In Boiling Springs Pond

    Stolen Car Found Submerged In Boiling Springs Pond

    Thursday, April 17 2014 11:52 PM EDT2014-04-18 03:52:10 GMT
    The Spartanburg County Sheriff's office dive team investigated a submerged car in a pond off Mountain View Road Thursday night.
    The Spartanburg County Sheriff's office dive team investigated a submerged car in a pond off Mountain View Road Thursday night.
  • Man Jumped In Sewage-filled Creek Running From Spartanburg Police

    Man Jumped In Sewage-filled Creek Running From Spartanburg Police

    Thursday, April 17 2014 11:45 PM EDT2014-04-18 03:45:30 GMT
    Jamal Rios, 19Jamal Rios, 19
    Jamal Rios, 19, apparently had outstanding warrants for trespassing and resisting arrest.
    Jamal Rios, 19, apparently had outstanding warrants for trespassing and resisting arrest.
Powered by WorldNow

250 International Dr.
Spartanburg, S.C. 29303

Telephone: 864.576.7777
Fax: 864.587.5430
Email: webmaster@wspa.com

Can't find something?
Powered by WorldNow
All content © Copyright 2000 - 2014 Media General Communications Holdings, LLC. A Media General Company.