Insurance Advice to Help You Clean Up After the Winter Storm - WSPA.com

Insurance Advice to Help You Clean Up After the Winter Storm

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After the winter weather has passed, many of you are working on filing claims with your insurance company to pay for repairs.

You may be wondering will my insurance cover my damage?

The South Carolina Insurance News Service tells us you need to know what type of insurance policy you have to know how much it will cover.

Experts encourage you to make temporary and minor repairs before the damage gets any worse but be sure to call your insurance company to let them get started on your claim.

Take pictures and keep receipts to include in the claim so you won’t have to pay little or nothing out of pocket.

If you're hiring a contractor to make repairs contact the Department of Labor Licensing and Regulations to avoid getting ripped off by an untrustworthy company.

We talked to President of The Turner Agency Inc Ross Turner who explained why reporting damage is so important.

“If you have a hole in your ceiling and water is coming in, the water can turn to mold quickly and you may have hidden damage,” said Turner.

Also as the snow melts be mindful of workers comp and liability claims, especially if you're a business owner. 

"I had to come scrape the front entrance way it wasn't so much for customers, we got to get employees out of lot and into building safely," said Turner. 

The SC Insurance News Service recommends you take your time finding a contractor and investigate their background.

They said never give a deposit until you've checked out the company and have a written contract.
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